{"id":3178,"date":"2024-09-28T17:20:22","date_gmt":"2024-09-28T10:20:22","guid":{"rendered":"https:\/\/www.takafulcambodia.org\/?page_id=3178"},"modified":"2026-02-27T10:46:19","modified_gmt":"2026-02-27T03:46:19","slug":"my-community-funds","status":"publish","type":"page","link":"https:\/\/www.takafulcambodia.org\/km\/my-community-funds\/","title":{"rendered":"My community funds"},"content":{"rendered":"
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MY COMMUNITY FUND\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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SCHEME POLICY DOCUMENT<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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MEMBERSHIP PLUS (+) <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Acknowledgment of the Global Landscape of Islamic Mutual Assistance<\/span><\/b><\/p>

A.\u00a0\u00a0 <\/span><\/span><\/b>Licensed Takaful Operators Worldwide<\/span><\/b><\/p>

Globally, over 130 licensed takaful operators are predominantly concentrated in Gulf Cooperation Council (GCC) countries such as Saudi Arabia, UAE, Bahrain, Qatar, Oman, and Kuwait, along with countries like Malaysia, Indonesia, Pakistan, Sudan, and certain parts of Africa. These organizations generally operate under a Tabarru\u2019 model, which is a donation-based risk pool that forms the foundation of Takaful Funds, Risk Funds, or Mutual Assistance Funds. This cooperative system allows community members to contribute to a collective fund aimed at assisting those in need, embodying the principles of solidarity and mutual aid inherent in Islamic finance.<\/span><\/p>

B.\u00a0\u00a0 <\/span><\/span><\/b>Informal Community-Based Tabarru\u2019 Funds<\/span><\/b><\/p>

Alongside structured takaful operators, numerous informal, community-based Tabarru\u2019 pools operate through local mosques, Islamic NGOs, burial societies, community mutual aid groups, and Islamic cooperatives. Examples include:<\/span><\/p>